[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.feryl.cz\/banky-nemusi-byt-reseni\/#Article","mainEntityOfPage":"https:\/\/www.feryl.cz\/banky-nemusi-byt-reseni\/","headline":"Banky nemus\u00ed b\u00fdt \u0159e\u0161en\u00ed","name":"Banky nemus\u00ed b\u00fdt \u0159e\u0161en\u00ed","description":"M\u00e1me u\u017e to za ta dlouh\u00e1 l\u00e9ta tak v\u017eit\u00e9, \u017ee kdy\u017e se n\u00e1m nedost\u00e1v\u00e1 pen\u011bz, uva\u017eujeme o n\u00e1v\u0161t\u011bv\u011b banky a n\u011bjakou nejednou i nav\u0161t\u00edv\u00edme. Proto\u017ee m\u00e1me takovou p\u0159edstavu, \u017ee jsou to pr\u00e1v\u011b banky, je\u017e od movit\u00fdch lid\u00ed pen\u00edze p\u0159eb\u00edraj\u00ed, spravuj\u00ed jim je a vyd\u011bl\u00e1vaj\u00ed si na \u017eivobyt\u00ed t\u00edm, \u017ee tyto prost\u0159edky p\u016fj\u010duj\u00ed pot\u0159ebn\u00fdm. Jen\u017ee ono&hellip; <div class=\"readmore-wrapper\"><a href=\"https:\/\/www.feryl.cz\/banky-nemusi-byt-reseni\/\" class=\"more-link\">P\u0159e\u010d\u00edst <\/a><\/div>","datePublished":"2019-07-04","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.feryl.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.feryl.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/fb50772173929303fbe6024f179e4dd9837c71f6efc661bdb046860d442d05b5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/fb50772173929303fbe6024f179e4dd9837c71f6efc661bdb046860d442d05b5?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"feryl.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.feryl.cz\/wp-content\/uploads\/img_a354334_w1724_t1568883984.jpg","url":"https:\/\/www.feryl.cz\/wp-content\/uploads\/img_a354334_w1724_t1568883984.jpg","height":0,"width":0},"url":"https:\/\/www.feryl.cz\/banky-nemusi-byt-reseni\/","video":{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=WELXbKfVQDQ#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=WELXbKfVQDQ","name":"americk\u00e1 hypot\u00e9ka, p\u016fj\u010dka se z\u00e1stavou","description":"Americk\u00e1 p\u016fj\u010dka od http:\/\/www.americke-pujcky.cz je \u00fav\u011br na cokoliv, bez\u00fa\u010delov\u00e1 hypot\u00e9ka. Nezkoum\u00e1me registry dlu\u017en\u00edk\u016f, neprov\u011b\u0159ujeme p\u0159\u00edjem. P\u016fj\u010dka poslou\u017e\u00ed jako zam\u011bstnaneck\u00fd \u00fav\u011br na rekonstrukci, koupi nov\u00e9ho auta, jako podnikatelsk\u00fd \u00fav\u011br.","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/WELXbKfVQDQ\/default.jpg","https:\/\/i.ytimg.com\/vi\/WELXbKfVQDQ\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/WELXbKfVQDQ\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/WELXbKfVQDQ\/sddefault.jpg"],"uploadDate":"2014-01-25T11:02:50+00:00","duration":"PT11S","embedUrl":"https:\/\/www.youtube.com\/embed\/WELXbKfVQDQ","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCXzs1sqoKqxKZ5jZUzmceLA#Organization","url":"https:\/\/www.youtube.com\/channel\/UCXzs1sqoKqxKZ5jZUzmceLA","name":"nebankovn\u00ed p\u016fj\u010dka bez registr\u016f, bez z\u00e1stavy nemovitosti","description":"Vy\u0159izujeme bankovn\u00ed hypot\u00e9ky a \u00fav\u011bry od stavebn\u00edch spo\u0159itelen, zprost\u0159edkujeme v\u00fdhodn\u00e9 a poctiv\u00e9 p\u016fj\u010dky od nebankovn\u00edch poskytovatel\u016f, investor\u016f z nebankovn\u00edho sektoru.","logo":{"url":"https:\/\/yt3.ggpht.com\/ytc\/AIdro_n9Qb9KML5RHi62e_mQmxaS9pMX0T28NLiWFlDXZeNtcA=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=WELXbKfVQDQ#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=WELXbKfVQDQ#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=WELXbKfVQDQ&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=WELXbKfVQDQ#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":257}]]},"about":["Ekonomika"],"wordCount":440,"articleBody":"      M\u00e1me u\u017e to za ta dlouh\u00e1 l\u00e9ta tak v\u017eit\u00e9, \u017ee kdy\u017e se n\u00e1m nedost\u00e1v\u00e1 pen\u011bz, uva\u017eujeme o n\u00e1v\u0161t\u011bv\u011b banky a n\u011bjakou nejednou i nav\u0161t\u00edv\u00edme. Proto\u017ee m\u00e1me takovou p\u0159edstavu, \u017ee jsou to pr\u00e1v\u011b banky, je\u017e od movit\u00fdch lid\u00ed pen\u00edze p\u0159eb\u00edraj\u00ed, spravuj\u00ed jim je a vyd\u011bl\u00e1vaj\u00ed si na \u017eivobyt\u00ed t\u00edm, \u017ee tyto prost\u0159edky p\u016fj\u010duj\u00ed pot\u0159ebn\u00fdm. Jen\u017ee ono to tak zase a\u017e tak docela nefunguje. Jist\u011b, banky maj\u00ed a p\u016fj\u010duj\u00ed pen\u00edze a t\u00edm se \u017eiv\u00ed, jen\u017ee aby se u\u017eivily a nekrachovaly kv\u016fli potenci\u00e1ln\u00edm neplati\u010d\u016fm, kladou si i podm\u00ednky, je\u017e mus\u00ed b\u00fdt \u017eadateli spln\u011bny, aby bylo mo\u017eno pen\u00edze p\u0159iklepnout. A po\u017eadavky bank jsou vlastn\u011b pom\u011brn\u011b logick\u00e9 \u2013 cht\u011bj\u00ed, aby m\u011bli \u017eadatel\u00e9 dostate\u010dn\u00e9 p\u0159\u00edjmy, aby m\u011bli l\u00edbiv\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, aby postr\u00e1dali z\u00e1znamy v registrech dlu\u017en\u00edk\u016f. Tedy aby u\u017e na prvn\u00ed pohled p\u016fsobili solidn\u00edm dojmem lid\u00ed, kte\u0159\u00ed dostoj\u00ed sv\u00fdm z\u00e1vazk\u016fm.Ov\u0161em co m\u00e1 d\u011blat n\u011bkdo, kdo m\u00e1 p\u0159\u00edjmy jen zanedbateln\u00e9, kdo se nem\u016f\u017ee chlubit ani zaplacen\u00fdmi dan\u011bmi, ani registry bez poskvrnky? Ten se snad ani nemus\u00ed na banky obracet. Tyto jsou toti\u017e neoblomn\u00e9 a sliby ani pl\u00e1\u010d na n\u011b nezaberou. Tomu, kdo jim nevyhovuje, nep\u016fj\u010d\u00ed, ani kdyby se p\u0159ed nimi plazil po kolenou a zoufale si rval vlasy z hlavy. Ov\u0161em na\u0161t\u011bst\u00ed nikdy nen\u00ed tak zle. Proto\u017ee t\u0159eba americk\u00e1 hypot\u00e9ka nebankovn\u00ed je n\u011b\u010d\u00edm, co m\u016f\u017ee pomoci i \u017eadatel\u016fm, kte\u0159\u00ed nejsou bank\u00e1m po chuti. A leckdo si tak m\u016f\u017ee nechat zprost\u0159edkovat pr\u00e1v\u011b takovouto pomoc. Aby zde usp\u011bl, mus\u00ed m\u00edt \u010dlov\u011bk n\u011bjakou nemovitost, kterou by mohl d\u00e1t poskytovateli do z\u00e1stavy. \u010c\u00edm\u017e jsou tu nahrazeny obvykl\u00e9 bankovn\u00ed po\u017eadavky na vysok\u00e9 p\u0159\u00edjmy \u017eadatel\u016f. D\u00edky garanci v podob\u011b nemovitosti se nikdo zase a\u017e tak nestar\u00e1 o to, kolik \u017eadatel vyd\u011bl\u00e1v\u00e1, ani o to, jak vypad\u00e1 jeho registr dlu\u017en\u00edk\u016f, pokud to pochopiteln\u011b nen\u00ed na \u0161kodu v ot\u00e1zce budouc\u00edho spl\u00e1cen\u00ed. \u010clov\u011bk tu tak z\u00edsk\u00e1 bez poplatk\u016f p\u0159edem pot\u0159ebn\u00e9 pen\u00edze rychle a jist\u011b, m\u016f\u017ee je pou\u017e\u00edt na cokoliv a pozd\u011bji i hodn\u011b dlouho a po tro\u0161k\u00e1ch spl\u00e1cet. A pro\u010d t\u00e9to p\u0159\u00edle\u017eitosti nevyu\u017e\u00edt, \u017ee?                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Banky nemus\u00ed b\u00fdt \u0159e\u0161en\u00ed","item":"https:\/\/www.feryl.cz\/banky-nemusi-byt-reseni\/#breadcrumbitem"}]}]